Credit CapitalCredit Capital

EU CAPITAL

Capital for Business Growth

Credit Capital helps SMEs and startups get business loans, revolving credit lines, invoice finance, and working capital support across Europe. Get a clear funding plan and faster lender replies.

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Rainy warehouse loading bay with pallets, crates and a pallet jack in dramatic light.

Metric 01

350+

funding cases closed

Metric 02

24

European markets served

Metric 03

4.8/5

client rating

How It Works

Simple Funding Steps

Term funding for stock, hires, tools, or a new site.

Expanded stockroom with stacked cartons on a pallet, shelving, haze, and warm warehouse light

5-15 days

Business Loans

From €25,000

Term funding for stock, hires, tools, or a new site.

Macro of warehouse carts, cartons and steel shelving shifting from empty to ready.

7-14 days

Revolving Credit Lines

From €50,000

Steel trolley of parcels rolls through a loading bay beside a reserve cash case at dawn.

3-10 days

Invoice Financing

From €20,000

Stocked bins, sealed cartons and a reset service bench on a warm factory floor.
0148 hrs

Working Capital Advances

From €15,000

Short-term cash for wages, tax, stock, and suppliers.

Top-down leather debt binders, lockbox and metal clips on a concrete archive surface
0210-20 days

Debt Restructuring

From €10,000

Join several debts into one plan with less monthly strain.

Closed binders, brass tabs, calculator and filing tray on terracotta in warm light
03By appointment

Credit Advisory

From €1,500

Plan the right route and prepare a strong lender file.

Funding Services

Ways We Fund Growth

We look at your cash flow, goals, and funding need.

Analog handset, closed memo book, and steaming stone cup on a walnut tray.
01

Review Call

We look at your cash flow, goals, and funding need.

Three tabbed binders and face-down cards aligned in a shallow tray on a pale plaster surface.
02

File Match

We match loans, lines, invoice finance, or debt plans.

Leather folio, wax-sealed envelope and brass tray on limestone, lit from one side.
03

Submit Pack

We build the file and send it to the right lender.

Open presentation box, two metal tokens, and ivory seal disc on a stone tray
04

Offer Review

You get a clear offer and next steps to sign.

Case Studies

Funding Wins Across Europe

Funding fit call Loan file checklist Cash flow review One lender shortlist Basic application pack

One-time setupOne-time setup

Starter

From €590

  • Funding fit call
  • Loan file checklist
  • Cash flow review
  • One lender shortlist
  • Basic application pack
Most popularBilled monthly

Signature

From €1,490/mo

  • Two strategy calls
  • Loan application pack
  • Invoice finance quote
  • Revolving line review
  • Debt pressure map
  • Lender file edits
6-month plan6-month plan

Scale

From €3,950/mo

  • Cross-border funding plan
  • Working capital advance model
  • Debt restructure plan
  • Full lender outreach
  • Startup pitch pack
  • Weekly advisor calls

What Clients Say

What Clients Say

€380k line approved in 8 days to cover stock and freight

Replenished stockroom aisle with cartons on pallets and vapor at the dock.

Retail

Retail importer funded before stock ran out

€380k line approved in 8 days to cover stock and freight

Design studio swatches, paper rolls and a new delivery crate on a bench in soft window haze

Agency

Design studio got invoice cash fast

Neatly ordered crates in a chilled distribution room with a calm central aisle

Wholesale

Food wholesaler cut debt pressure

Server hardware and a launch prototype on a concrete plinth in a warm startup workspace.

Tech

SaaS startup secured first loan

Close-up of restocked care-room linen carts, sealed hygiene packs, and metal shelves

Healthcare

Care group gained working capital

Macro still life of leather portfolio, brass seal, key ring and stone weight on charcoal surface.

SME loans and credit lines

Marta Ionescu

Top-down finance still life with calculator, metal clips and steel tray on a walnut surface.

Cash flow and debt review

Jonas Keller

Macro still life of a brass compass, binder spine, and route markers on a dark desk.

Invoice finance files

Sofia Almeida

Steam rising from espresso beside a brass desk bell, wallet, and phone cradle on walnut.

Cross-border funding

Luca Moretti

Proof

Customer notes

Verified

“We got a €250k line in 11 days, and every step was clear.”

Macro still life of leather portfolio, brass seal, key ring and stone weight on charcoal surface.

Daniel Vermeulen

Finance Director, Northwave Foods

Verified

“Their team fixed our invoice gap and kept payroll on time.”

Top-down finance still life with calculator, metal clips and steel tray on a walnut surface.

Elena Petrova

Founder, Studio Vale

Verified

“We cut debt pressure and got one clean plan for the bank.”

Macro still life of a brass compass, binder spine, and route markers on a dark desk.

Lukas Schneider

CFO, Baltic Freight

Service area

Benelux

Amsterdam, Rotterdam, Brussels, Antwerp

Foggy Amsterdam canal houses and bridge arches above a calm wet quay.

Area 01

Benelux

Amsterdam, Rotterdam, Brussels, Antwerp

Frankfurt skyline over the Main at golden hour with hazy water and warm dusk light.

Area 02

DACH

Berlin, Munich, Frankfurt, Hamburg, Vienna, Zurich

Barcelona rooftops and Sagrada Família spires in warm sunset haze above terracotta hills.

Area 03

France and Iberia

Paris, Lyon, Madrid, Barcelona, Lisbon

Granite Nordic shoreline with pale water, distant islands, and silver mist

Area 04

Nordics

Stockholm, Copenhagen, Oslo, Helsinki

The Map

Journal

Funding Notes

Questions

Common Questions

Quick answers before visitors choose a product, service, or next step.

01What businesses do you fund?+

We work with SMEs, startups, and growing firms that need loans, credit lines, invoice finance, or debt help in Europe.

02How fast can funding move?+

Simple files can move in a few days. Larger cases take longer because lenders ask for more checks and proof.

03Can you help with cash flow gaps?+

Yes. We look at invoices, bank records, debt load, and repayment room before we suggest a route for your business.

04Do you handle old debt?+

Yes. We review loan terms and payment pressure, then shape a new plan that fits the business and lender needs.

05Do you work across Europe?+

Yes. We serve businesses in Benelux, DACH, France, Iberia, and other EU markets through cross-border files.

06What do you need to start?+

A short call, recent accounts, bank statements, and any loan or invoice details you already have ready to send.

Funding Tips

Get short funding tips, lender notes, and cash flow fixes for SMEs across Europe. One email a month.